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Tag Archives: Manufactured Housing
By Renan Cunha
Through prices of manufactured homes rose in the 2000’s, demand fell dramatically because of the boom in the stick-built housing market. One of the stated goals of securitization is to increase the supply of credit and decrease the cost of lending to make borrowing accessible to more homeowners. This paper will study the effect of securitization of manufactured home loans on the availability of credit for borrowers in North Carolina.
Advisor: Charles Becker | JEL Codes: E51, R3, R31 | Tagged:
By Caitlin Gorback
In this paper, we explore the various reasons behind the development of the American institution of trailer parks. The first two models arise in equilibrium, the last two respond to housing shocks. Models include “Bad Tenants” in which tenants and landowners contract to protect against bad neighbors, a basic “Capital Constraints model in which tenants and landowners share the burden of capital costs, “Uncertain Growth” in which landowners respond to boom and bust economic growth, and “Long vs. Short Run Growth” in which landowners must decide how to invest on their land given rates of land appreciation.
Advisor: Charles Becker | JEL Codes: R21, R23, R31 | Tagged: