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Subprime’s Long shadow: Understanding subprime lending’s role in the St. Louis vacancy crisis
by Glen David Morgenstern Abstract Using loan-level data, this analysis attempts to connect the events of the subprime home loan boom to the current vacancy crisis in St. Louis, Missouri. Borrowers in Black areas in the north of St. Louis City and St. Louis County received subprime home loans at higher rates during the subprime […]
