By Renan Cunha

Through prices of manufactured homes rose in the 2000’s, demand fell dramatically because of the boom in the stick-built housing market. One of the stated goals of securitization is to increase the supply of credit and decrease the cost of lending to make borrowing accessible to more homeowners.  This paper will study the effect of securitization of manufactured home loans on the availability of credit for borrowers in North Carolina.

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Advisor: Charles Becker | JEL Codes: E51, R3, R31 | Tagged: Credit Availability, Manufactured Housing, Securitization, Trailer Parks