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The Future of Payment Transactions: The Convenience and Security of Mobile Payments
by Shane Cashin Abstract This study aims to evaluate the American consumers drive for payment choice. With cash, credit, and debit still covering most of the payment transactions that occur across the country every day, there has been a trend toward the use of mobile payments as the technology improves and more businesses have started […]
Adoption Subsidy, Foster Care Payment, and Foster Care Adoption: A Two-stage Least Squares Approach
By Chun Sun Bak This paper examines the effect of the change in the magnitude of monthly governmental adoption subsidy on the adoption rate for foster children in foster family structures. In order to account for omitted variable bias attached to the amount of subsidy that a child receives, I construct an instrumental variable that […]
The Nurture Effect: Like Father, Like Son. What about for an Adopted Child? A Study of Korean-American Adoptees on the Impact of Family Environment and Genes
By Suanna Seung-yun Oh I investigate the influences of family environment and genes on children’s educational outcomes by working with data on Korean American adoptees and their non-adoptive siblings. I make use of the natural experiment setting where children were quasi-randomly assigned to families. From Sacerdote’s discussion of the three different approaches of analyzing the […]
