Tag Archives: digital

How Might Central Bank Digital Currency Affect Banks?  

By | July 5, 2022

Central banks around the world either have issued or are considering the issuance of a central bank digital currency (CBDC). While most modern transactions take place digitally, a CBDC differs from existing digital money such as bank deposits because a CBDC is a direct liability of the central bank, rather than of a commercial bank.… Read More »

Digital Finance Platforms: Toward a New Regulatory Paradigm

By | September 16, 2021

The computers upon which we work all have operating systems that we generally ignore. We mainly deal with the apps that run on these systems. Email, ubiquitous as it is, is merely an app. Nothing works without the system in the background, and because it works so well, we tend to neglect it. The same… Read More »