Category Archives: Fintech Charter

The Rise of Rent-a-Charter: Examining New Risks Behind Bank-Fintech Partnerships

By | January 23, 2020

Courtesy of Joseph Caputo and Lee Reiners The emergence of fintech lending – also called marketplace lending or peer-to-peer lending – and its interplay with the United States’ fragmented financial regulatory system, has given rise to a niche market of mid-size banks that cater to nonbank fintech lenders. While these banks may provide their fintech… Read More »

Comptroller’s Remarks Indicate the Fintech Charter Could Lead to Mixing of Banking and Commerce

By | October 2, 2017

Drowned out by yet another busy news cycle last week were Acting Comptroller of the Currency Keith Noreika’s remarks at a fintech conference held at the Federal Reserve Bank of Philadelphia. However, these comments should not be overlooked, as they have the potential to upend the banking industry in this country by tearing down the… Read More »