Author Archives: Keer Yang

Fintech and Racial Barriers in Small Business Lending

By | March 16, 2022

Racial disparities in the traditional small business credit market are a well-documented phenomenon in the U.S. With the recent development of more automated and anonymized lending technologies comes a natural question: do fintech lenders serve minority-owned businesses who are in the blind spots of traditional lenders? In our recent project, we investigate whether minority borrowers are more likely to use… Read More »