A Limited Purpose Flexible Spending Account (LPFSA) allows you to use pre-tax dollars for eligible dental and vision expenses. If you are enrolled in an HSA, using an LPFSA for routine dental and vision care can help you preserve your HSA funds for future healthcare expenses. Additionally, you can:
- Pay for your spouse and dependents too.
- Carry over part of your unspent funds into the next plan year.
- Plan ahead because funds that don’t carry over will expire.
There are thousands of eligible expenses. Here are just few:
- Eyeglasses/contacts
- Lasik surgery
- Orthodontia
- Prescription sunglasses
- Eye drops
- Dental and vision operations
- Eye exams
You can access a full list of eligible expenses here:
How Much Can I Contribute?
The maximum contribution you can make to your Limited Purpose Flexible Spending Account for 2027 is $3,400 (subject to IRS regulations). The minimum contribution is $130. Your contributions will be deducted pre-tax from your pay. You may only select the Limited Purpose Flexible Spending Account if you are enrolled in the Duke Advantage plan with the Duke HSA.
